Protect Your Future with Personalized Long-Term Care Insurance
Secure peace of mind today—don't let unexpected health needs drain your savings tomorrow. At Zimco Financial Group, LLC, we tailor long-term care plans to fit your unique life, ensuring comprehensive coverage for in-home care, assisted living, and more. Get a free quote in minutes and safeguard what matters most, Fill out this form to get a free Long Term Care Insurance guide.
Fill out this form to get a Free Long Term Care Insurance Booklet
Explore Tailored Insurance Solutions for Every Aspect of Your Life
Explore Zimco's range of tailored insurance solutions designed to protect your assets, support your business endeavors, and secure your family's future with comprehensive, customizable coverage.
Why Choose Zimco for
Long-Term Care Insurance?
Customized Solutions for Your Diverse Insurance and Financial Security Needs.
Customized Coverage Plans for
Long Term Care insurance
We assess your health, family history, and finances to design policies that cover the care you envision—whether it's home health aides or nursing facilities—ensuring no gaps in protection.
Affordable Premiums with
Maximum Benefits
-
Value Without Compromise
Lock in rates today to shield against inflation; our plans offer inflation protection and flexible benefits, so you get comprehensive care without breaking the bank.
Expert Guidance from Trusted Advisors
Your Partner in Planning
Our licensed professionals at Zimco guide you through options, from hybrid life/LTC policies to traditional coverage, simplifying choices for a stress-free decision.
Peace of Mind for You and Your Family
Protect Assets and Independence
Avoid depleting savings or relying on family—our policies preserve your estate, letting you maintain dignity and control over your care journey.
Super Simple 3 Step Process
Contact Us
Get in touch with us, our licensed professional who can help you choose the right plan that fits your long term care needs and budget.
Plan
We will assemble a plan for your goals, options and rates. Get unbiased honest advice to secure your future.
Apply
After selecting the right strategy, we help you set up, start your benefit, and apply your plan for growth and protection.
Get a free long term care quote today!
FAQs
Everything You Need to Know About Your Insurance Options
What is long-term care insurance?
Long-term care (LTC) insurance covers services for chronic illnesses or disabilities, like nursing homes, assisted living, or in-home help—not just medical treatment, but daily living assistance.
Why do I need LTC insurance?
With 70% of people over 65 needing some long-term care, it protects your savings from high costs (averaging $100,000+ annually for nursing homes), preserving your independence and assets.
How much does LTC insurance cost?
Premiums vary by age, health, and coverage—starting around $50–$150/month for a 55-year-old. Zimco helps find affordable options with benefits up to millions over your lifetime.
When should I buy LTC insurance?
The best time is in your 40s–50s when premiums are lower and you're healthier. Delaying increases costs and risks denial due to pre-existing conditions.
What does LTC insurance cover?
It includes skilled nursing, personal care, adult day care, and home modifications. Policies often feature benefit periods from 2–5 years, with daily limits of $150–$300+.
Can I get LTC insurance through Zimco?
Absolutely! As your local experts at Zimco Financial Group, LLC, we compare top carriers to find the perfect fit—contact us for a no-obligation consultation today.